NBT Bancorp Inc.
NBTB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $785,989 | $662,349 | $537,001 | $494,755 |
| % Growth | 18.7% | 23.3% | 8.5% | – |
| Cost of Goods Sold | $231,155 | $169,844 | $39,027 | $10,531 |
| Gross Profit | $554,834 | $492,505 | $497,974 | $484,224 |
| % Margin | 70.6% | 74.4% | 92.7% | 97.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $239,252 | $200,507 | $191,027 | $175,621 |
| SG&A Expenses | $242,638 | $203,561 | $193,849 | $178,142 |
| Sales & Mktg Exp. | $3,386 | $3,054 | $2,822 | $2,521 |
| Other Operating Expenses | $132,738 | $135,485 | $107,969 | $106,224 |
| Operating Expenses | $375,376 | $339,046 | $301,818 | $284,366 |
| Operating Income | $179,458 | $153,459 | $196,156 | $199,858 |
| % Margin | 22.8% | 23.2% | 36.5% | 40.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $179,458 | $153,459 | $196,156 | $199,858 |
| Tax Expense | $38,817 | $34,677 | $44,161 | $44,973 |
| Net Income | $140,641 | $118,782 | $151,995 | $154,885 |
| % Margin | 17.9% | 17.9% | 28.3% | 31.3% |
| EPS | 2.98 | 2.67 | 3.54 | 3.57 |
| % Growth | 11.6% | -24.6% | -0.8% | – |
| EPS Diluted | 2.96 | 2.65 | 3.52 | 3.54 |
| Weighted Avg Shares Out | 47,165 | 44,488 | 42,917 | 43,421 |
| Weighted Avg Shares Out Dil | 47,433 | 44,770 | 43,181 | 43,719 |
| Supplemental Information | – | – | – | – |
| Interest Income | $611,670 | $522,789 | $384,070 | $339,876 |
| Interest Expense | $211,548 | $144,570 | $21,880 | $18,788 |
| Depreciation & Amortization | $27,495 | $22,272 | $19,061 | $19,880 |
| EBITDA | $206,953 | $175,731 | $215,217 | $219,738 |
| % Margin | 26.3% | 26.5% | 40.1% | 44.4% |