NBT Bancorp Inc.
NBTB · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $140,641 | $118,782 | $151,995 | $154,885 |
| Dep. & Amort. | $27,495 | $22,272 | $19,061 | $12,704 |
| Deferred Tax | $8,729 | $5,958 | -$19,850 | $0 |
| Stock-Based Comp. | $5,992 | $5,102 | $4,530 | $4,414 |
| Change in WC | $748 | -$27,907 | $11,932 | -$11,981 |
| Other Non-Cash | $4,962 | $33,250 | $15,555 | -$837 |
| Operating Cash Flow | $188,567 | $157,457 | $183,223 | $159,185 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$11,742 | -$9,254 | -$7,009 | -$7,740 |
| Net Acquisitions | -$1,383 | $44,564 | -$2,616 | -$1,550 |
| Inv. Purchases | -$376,241 | -$88,033 | -$630,602 | -$1,074,977 |
| Inv. Sales/Matur. | $314,488 | $341,984 | $391,276 | $578,006 |
| Other Inv. Act. | -$324,282 | -$333,487 | -$677,265 | -$41,347 |
| Investing Cash Flow | -$399,160 | -$44,226 | -$926,216 | -$547,608 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$223,861 | -$206,861 | $476,037 | -$95,693 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$251 | -$4,944 | -$14,713 | -$21,714 |
| Dividends Paid | -$62,263 | -$55,886 | -$49,765 | -$47,738 |
| Other Fin. Act. | $575,835 | $162,299 | -$740,287 | $1,149,958 |
| Financing Cash Flow | $289,460 | -$105,392 | -$328,728 | $984,813 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $78,867 | $7,839 | -$1,071,721 | $596,390 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $205,189 | $197,350 | $1,269,071 | $672,681 |
| End Cash | $284,056 | $205,189 | $197,350 | $1,269,071 |
| Free Cash Flow | $176,825 | $148,203 | $176,214 | $151,445 |