Muncy Bank Financial, Inc.

MYBF · OTC
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12/31/2022
12/31/2021
12/31/2020
12/31/2019
Revenue$22,726$24,503$20,910$18,817
% Growth-7.3%17.2%11.1%
Cost of Goods Sold$0$0$0$0
Gross Profit$22,726$24,503$20,910$18,817
% Margin100%100%100%100%
R&D Expenses$0$0$0$0
G&A Expenses$8,525$8,468$7,522$1,729
SG&A Expenses$8,525$8,468$7,522$9,843
Sales & Mktg Exp.$0$0$0$8,114
Other Operating Expenses-$19,965-$24,072-$21,635$0
Operating Expenses-$11,440-$15,604-$14,113$12,600
Operating Income$11,286$8,899$6,797$6,217
% Margin49.7%36.3%32.5%33%
Other Income/Exp. Net-$6,775-$7,136-$6,591$0
Pre-Tax Income$7,426$8,899$6,797$6,217
Tax Expense$1,147$1,264$1,049$975
Net Income$6,279$7,635$5,748$5,242
% Margin27.6%31.2%27.5%27.9%
EPS3.94.753.573.26
% Growth-17.9%33.1%9.5%
EPS Diluted3.94.753.573.26
Weighted Avg Shares Out1,6081,6081,5321,608
Weighted Avg Shares Out Dil1,6081,6081,5321,608
Supplemental Information
Interest Income$23,567$21,317$21,298$0
Interest Expense$3,860$2,414$3,572$0
Depreciation & Amortization$504$461$432$366
EBITDA$11,790$9,360$7,229$6,217
% Margin51.9%38.2%34.6%33%