M&T Bank Corporation
MTB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $2,513,000 | $3,292,000 | $3,171,000 | $3,341,000 |
| % Growth | -23.7% | 3.8% | -5.1% | – |
| Cost of Goods Sold | $125,000 | $1,021,000 | $995,000 | $1,119,000 |
| Gross Profit | $2,388,000 | $2,271,000 | $2,176,000 | $2,222,000 |
| % Margin | 95% | 69% | 68.6% | 66.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $600,000 | $813,000 | $910,000 | $780,000 |
| SG&A Expenses | $663,000 | $838,000 | $932,000 | $810,000 |
| Sales & Mktg Exp. | $63,000 | $25,000 | $22,000 | $30,000 |
| Other Operating Expenses | $700,000 | $498,000 | $483,000 | $530,000 |
| Operating Expenses | $1,363,000 | $1,336,000 | $1,415,000 | $1,340,000 |
| Operating Income | $1,025,000 | $935,000 | $761,000 | $882,000 |
| % Margin | 40.8% | 28.4% | 24% | 26.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,025,000 | $935,000 | $761,000 | $882,000 |
| Tax Expense | $233,000 | $219,000 | $177,000 | $201,000 |
| Net Income | $792,000 | $716,000 | $584,000 | $681,000 |
| % Margin | 31.5% | 21.7% | 18.4% | 20.4% |
| EPS | 4.85 | 4.28 | 3.33 | 3.88 |
| % Growth | 13.3% | 28.5% | -14.2% | – |
| EPS Diluted | 4.82 | 4.24 | 3.32 | 3.86 |
| Weighted Avg Shares Out | 163,298 | 156,532 | 164,209 | 165,979 |
| Weighted Avg Shares Out Dil | 156,553 | 160,005 | 165,047 | 166,969 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,680,000 | $2,609,000 | $2,560,000 | $2,707,000 |
| Interest Expense | $919,000 | $896,000 | $865,000 | $979,000 |
| Depreciation & Amortization | $10,000 | $124,000 | $130,000 | $129,000 |
| EBITDA | $1,035,000 | $1,059,000 | $891,000 | $1,011,000 |
| % Margin | 41.2% | 32.2% | 28.1% | 30.3% |