M&T Bank Corporation
MTB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $2,513 | $3,292 | $3,171 | $3,341 |
| % Growth | -23.7% | 3.8% | -5.1% | – |
| Cost of Goods Sold | $125 | $1,021 | $995 | $1,119 |
| Gross Profit | $2,388 | $2,271 | $2,176 | $2,222 |
| % Margin | 95% | 69% | 68.6% | 66.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $600 | $813 | $910 | $780 |
| SG&A Expenses | $663 | $838 | $932 | $810 |
| Sales & Mktg Exp. | $63 | $25 | $22 | $30 |
| Other Operating Expenses | $700 | $498 | $483 | $530 |
| Operating Expenses | $1,363 | $1,336 | $1,415 | $1,340 |
| Operating Income | $1,025 | $935 | $761 | $882 |
| % Margin | 40.8% | 28.4% | 24% | 26.4% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,025 | $935 | $761 | $882 |
| Tax Expense | $233 | $219 | $177 | $201 |
| Net Income | $792 | $716 | $584 | $681 |
| % Margin | 31.5% | 21.7% | 18.4% | 20.4% |
| EPS | 4.85 | 4.28 | 3.33 | 3.88 |
| % Growth | 13.3% | 28.5% | -14.2% | – |
| EPS Diluted | 4.82 | 4.24 | 3.32 | 3.86 |
| Weighted Avg Shares Out | 163 | 157 | 164 | 166 |
| Weighted Avg Shares Out Dil | 157 | 160 | 165 | 167 |
| Supplemental Information | – | – | – | – |
| Interest Income | $2,680 | $2,609 | $2,560 | $2,707 |
| Interest Expense | $919 | $896 | $865 | $979 |
| Depreciation & Amortization | $10 | $124 | $130 | $129 |
| EBITDA | $1,035 | $1,059 | $891 | $1,011 |
| % Margin | 41.2% | 32.2% | 28.1% | 30.3% |