Midland States Bancorp, Inc.
MSBI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $546,051 | $508,497 | $436,509 | $313,234 |
| % Growth | 7.4% | 16.5% | 39.4% | – |
| Cost of Goods Sold | $310,114 | $250,839 | $132,784 | $33,535 |
| Gross Profit | $235,937 | $257,658 | $303,725 | $279,699 |
| % Margin | 43.2% | 50.7% | 69.6% | 89.3% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $98,917 | $98,217 | $93,641 | $90,229 |
| SG&A Expenses | $102,843 | $101,375 | $96,959 | $93,468 |
| Sales & Mktg Exp. | $3,926 | $3,158 | $3,318 | $3,239 |
| Other Operating Expenses | $86,194 | $68,321 | $75,380 | $87,119 |
| Operating Expenses | $189,037 | $169,696 | $172,339 | $180,587 |
| Operating Income | $46,900 | $87,962 | $131,386 | $99,112 |
| % Margin | 8.6% | 17.3% | 30.1% | 31.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $46,900 | $87,962 | $131,386 | $99,112 |
| Tax Expense | $8,856 | $26,807 | $31,149 | $17,795 |
| Net Income | $38,044 | $61,155 | $100,237 | $81,317 |
| % Margin | 7% | 12% | 23% | 26% |
| EPS | 1.32 | 2.33 | 4.24 | 3.58 |
| % Growth | -43.3% | -45% | 18.4% | – |
| EPS Diluted | 1.32 | 2.33 | 4.23 | 3.57 |
| Weighted Avg Shares Out | 21,676 | 22,116 | 22,341 | 22,481 |
| Weighted Avg Shares Out Dil | 21,738 | 22,124 | 22,396 | 22,547 |
| Supplemental Information | – | – | – | – |
| Interest Income | $411,739 | $417,100 | $312,715 | $237,817 |
| Interest Expense | $189,782 | $168,279 | $56,020 | $30,142 |
| Depreciation & Amortization | $0 | $12,721 | $14,377 | $16,345 |
| EBITDA | $46,900 | $100,683 | $145,763 | $115,457 |
| % Margin | 8.6% | 19.8% | 33.4% | 36.9% |