Midland States Bancorp, Inc.
MSBI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $115,514 | $118,082 | $115,033 | $182,481 |
| % Growth | -2.2% | 2.7% | -37% | – |
| Cost of Goods Sold | $57,381 | $56,598 | $51,915 | $130,432 |
| Gross Profit | $58,133 | $61,484 | $63,118 | $52,049 |
| % Margin | 50.3% | 52.1% | 54.9% | 28.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $27,905 | $27,107 | $27,879 | $23,666 |
| SG&A Expenses | $29,365 | $28,390 | $28,672 | $25,147 |
| Sales & Mktg Exp. | $1,460 | $1,283 | $793 | $1,481 |
| Other Operating Expenses | $17,454 | $18,226 | $172,248 | $29,227 |
| Operating Expenses | $46,819 | $46,616 | $200,920 | $54,374 |
| Operating Income | $11,314 | $14,868 | -$137,802 | -$2,325 |
| % Margin | 9.8% | 12.6% | -119.8% | -1.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $11,314 | $14,868 | -$137,802 | -$2,325 |
| Tax Expense | $3,757 | $2,844 | $3,172 | -$1,258 |
| Net Income | $7,557 | $12,024 | -$140,974 | -$1,067 |
| % Margin | 6.5% | 10.2% | -122.6% | -0.6% |
| EPS | 0.24 | 0.45 | 0.57 | -0.15 |
| % Growth | -46.7% | -21.1% | 480% | – |
| EPS Diluted | 0.24 | 0.45 | 0.57 | -0.15 |
| Weighted Avg Shares Out | 21,864 | 21,820 | 25,963 | 21,676 |
| Weighted Avg Shares Out Dil | 21,864 | 21,820 | 22,054 | 21,678 |
| Supplemental Information | – | – | – | – |
| Interest Income | $98,493 | $97,924 | $99,355 | $116,324 |
| Interest Expense | $37,376 | $39,229 | $41,065 | $45,900 |
| Depreciation & Amortization | $2,913 | $2,997 | $3,124 | $3,235 |
| EBITDA | $14,227 | $17,865 | -$134,678 | $910 |
| % Margin | 12.3% | 15.1% | -117.1% | 0.5% |