Midland States Bancorp, Inc.

MSBI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$116$118$115$182
% Growth-2.2%2.7%-37%
Cost of Goods Sold$57$57$52$130
Gross Profit$58$61$63$52
% Margin50.3%52.1%54.9%28.5%
R&D Expenses$0$0$0$0
G&A Expenses$28$27$28$24
SG&A Expenses$29$28$29$25
Sales & Mktg Exp.$1$1$1$1
Other Operating Expenses$17$18$172$29
Operating Expenses$47$47$201$54
Operating Income$11$15-$138-$2
% Margin9.8%12.6%-119.8%-1.3%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$11$15-$138-$2
Tax Expense$4$3$3-$1
Net Income$8$12-$141-$1
% Margin6.5%10.2%-122.6%-0.6%
EPS0.240.450.57-0.15
% Growth-46.7%-21.1%480%
EPS Diluted0.240.450.57-0.15
Weighted Avg Shares Out22222622
Weighted Avg Shares Out Dil22222222
Supplemental Information
Interest Income$98$98$99$116
Interest Expense$37$39$41$46
Depreciation & Amortization$3$3$3$3
EBITDA$14$18-$135$1
% Margin12.3%15.1%-117.1%0.5%