Morrow Bank ASA

Name: Morrow Bank ASA Financial Statements
Creator: AlphaPilot

MOBA.OL · OSL

	9/30/2025	6/30/2025	3/31/2025	12/31/2024
Revenue	NOK 471	NOK 469	NOK 478	NOK 514
% Growth	0.5%	-2%	-6.8%	–
Cost of Goods Sold	NOK 117	NOK 119	NOK 134	NOK 159
Gross Profit	NOK 354	NOK 350	NOK 344	NOK 354
% Margin	75.2%	74.6%	71.9%	69%
R&D Expenses	NOK 0	NOK 0	NOK 0	NOK 0
G&A Expenses	NOK 26	NOK 33	NOK 41	NOK 34
SG&A Expenses	NOK 31	NOK 33	NOK 50	NOK 34
Sales & Mktg Exp.	NOK 5	NOK 0	NOK 9	NOK 0
Other Operating Expenses	NOK 228	NOK 226	NOK 211	NOK 237
Operating Expenses	NOK 259	NOK 259	NOK 261	NOK 271
Operating Income	NOK 95	NOK 91	NOK 83	NOK 84
% Margin	20.2%	19.4%	17.4%	16.3%
Other Income/Exp. Net	NOK 0	NOK 0	NOK 0	NOK 0
Pre-Tax Income	NOK 95	NOK 91	NOK 83	NOK 84
Tax Expense	NOK 22	NOK 21	NOK 21	NOK 23
Net Income	NOK 73	NOK 70	NOK 58	NOK 60
% Margin	15.5%	15%	12%	11.8%
EPS	0.29	0.28	0.25	0.24
% Growth	3.6%	12%	4.2%	–
EPS Diluted	0.29	0.28	0.25	0.24
Weighted Avg Shares Out	231	234	230	231
Weighted Avg Shares Out Dil	231	234	230	231
Supplemental Information	–	–	–	–
Interest Income	NOK 502	NOK 497	NOK 495	NOK 494
Interest Expense	NOK 117	NOK 119	NOK 134	NOK 159
Depreciation & Amortization	NOK 13	NOK 12	NOK 11	NOK 12
EBITDA	NOK 109	NOK 104	NOK 95	NOK 96
% Margin	23%	22.1%	19.8%	18.7%