Malvern Bancorp, Inc.

MLVF · NASDAQ
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3/31/2023
12/31/2022
9/30/2022
6/30/2022
Revenue$7,257$8,239$8,466$7,775
% Growth-11.9%-2.7%8.9%
Cost of Goods Sold$684$871$0$717
Gross Profit$6,573$7,368$8,466$7,058
% Margin90.6%89.4%100%90.8%
R&D Expenses$0$0$0$0
G&A Expenses$2,985$2,921$2,738$2,723
SG&A Expenses$3,018$2,953$2,770$2,756
Sales & Mktg Exp.$33$32$32$33
Other Operating Expenses$0$76$0$0
Operating Expenses$927$871$2,770$2,756
Operating Income$8,753$5,189$4,618$3,600
% Margin120.6%63%54.5%46.3%
Other Income/Exp. Net-$8,099-$6,207-$2,484-$4,418
Pre-Tax Income$801$2,477$3,212$2,336
Tax Expense$230$569$634$502
Net Income$571$1,908$2,578$1,834
% Margin7.9%23.2%30.5%23.6%
EPS0.080.250.340.24
% Growth-68%-26.5%41.7%
EPS Diluted0.080.250.340.24
Weighted Avg Shares Out7,5907,5797,5757,570
Weighted Avg Shares Out Dil7,5947,5817,5817,574
Supplemental Information
Interest Income$10,365$10,237$9,219$8,477
Interest Expense$3,937$2,596$1,406$1,264
Depreciation & Amortization$147$148$688$161
EBITDA$8,900$5,337$5,306$3,761
% Margin122.6%64.8%62.7%48.4%