M&F Bancorp, Inc.
MFBP · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $28,952 | $25,586 | $19,449 | $14,907 |
| % Growth | 13.2% | 31.6% | 30.5% | – |
| Cost of Goods Sold | $5,165 | $1,656 | $359 | $332 |
| Gross Profit | $23,787 | $23,930 | $19,090 | $14,575 |
| % Margin | 82.2% | 93.5% | 98.2% | 97.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,318 | $918 | $967 | $663 |
| SG&A Expenses | $1,650 | $1,255 | $1,298 | $927 |
| Sales & Mktg Exp. | $332 | $337 | $331 | $264 |
| Other Operating Expenses | $16,167 | $15,383 | $12,058 | $10,039 |
| Operating Expenses | $17,817 | $16,638 | $13,356 | $10,966 |
| Operating Income | $5,970 | $7,292 | $5,734 | $3,609 |
| % Margin | 20.6% | 28.5% | 29.5% | 24.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $5,970 | $7,292 | $5,734 | $3,609 |
| Tax Expense | $1,200 | $1,597 | $1,222 | $826 |
| Net Income | $4,770 | $5,695 | $4,512 | $2,783 |
| % Margin | 16.5% | 22.3% | 23.2% | 18.7% |
| EPS | 1.83 | 2.75 | 2.19 | 1.36 |
| % Growth | -33.5% | 25.6% | 61% | – |
| EPS Diluted | 1.81 | 2.72 | 2.18 | 1.36 |
| Weighted Avg Shares Out | 1,983 | 1,981 | 1,980 | 1,975 |
| Weighted Avg Shares Out Dil | 2,000 | 2,004 | 1,985 | 1,975 |
| Supplemental Information | – | – | – | – |
| Interest Income | $24,893 | $20,796 | $15,266 | $11,617 |
| Interest Expense | $5,165 | $1,656 | $359 | $332 |
| Depreciation & Amortization | $326 | $338 | $401 | $441 |
| EBITDA | $6,296 | $7,630 | $6,135 | $4,050 |
| % Margin | 21.7% | 29.8% | 31.5% | 27.2% |