M&F Bancorp, Inc.
MFBP · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $7,378 | $7,497 | $7,364 | $7,878 |
| % Growth | -1.6% | 1.8% | -6.5% | – |
| Cost of Goods Sold | $1,333 | $1,385 | $1,455 | $1,606 |
| Gross Profit | $6,045 | $6,112 | $5,909 | $6,272 |
| % Margin | 81.9% | 81.5% | 80.2% | 79.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $290 | $356 | $364 | $350 |
| SG&A Expenses | $470 | $517 | $443 | $423 |
| Sales & Mktg Exp. | $180 | $161 | $79 | $73 |
| Other Operating Expenses | $3,522 | $4,300 | $4,130 | $4,254 |
| Operating Expenses | $3,992 | $4,817 | $4,573 | $4,677 |
| Operating Income | $2,053 | $1,295 | $1,336 | $1,595 |
| % Margin | 27.8% | 17.3% | 18.1% | 20.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $2,053 | $1,295 | $1,336 | $1,595 |
| Tax Expense | $434 | $266 | $289 | $279 |
| Net Income | $1,619 | $1,029 | $1,047 | $1,316 |
| % Margin | 21.9% | 13.7% | 14.2% | 16.7% |
| EPS | 0.58 | 0.28 | 0.28 | 0.42 |
| % Growth | 107.1% | 0% | -33.3% | – |
| EPS Diluted | 0.58 | 0.27 | 0.28 | 0.42 |
| Weighted Avg Shares Out | 1,942 | 1,949 | 1,981 | 1,983 |
| Weighted Avg Shares Out Dil | 1,961 | 1,969 | 2,003 | 2,004 |
| Supplemental Information | – | – | – | – |
| Interest Income | $6,670 | $6,759 | $6,586 | $6,710 |
| Interest Expense | $1,333 | $1,385 | $1,455 | $1,606 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $2,053 | $1,295 | $1,336 | $1,595 |
| % Margin | 27.8% | 17.3% | 18.1% | 20.2% |