MetroCity Bankshares, Inc.
MCBS · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $234,429 | $209,383 | $162,286 | $139,207 |
| % Growth | 12% | 29% | 16.6% | – |
| Cost of Goods Sold | $95,283 | $91,333 | $24,842 | $11,501 |
| Gross Profit | $139,146 | $118,050 | $137,444 | $127,706 |
| % Margin | 59.4% | 56.4% | 84.7% | 91.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $35,567 | $31,504 | $32,293 | $31,523 |
| SG&A Expenses | $36,201 | $32,118 | $32,899 | $32,064 |
| Sales & Mktg Exp. | $634 | $614 | $606 | $541 |
| Other Operating Expenses | $15,631 | $13,960 | $13,328 | $13,023 |
| Operating Expenses | $51,832 | $46,078 | $46,227 | $45,087 |
| Operating Income | $87,314 | $71,972 | $91,217 | $82,619 |
| % Margin | 37.2% | 34.4% | 56.2% | 59.3% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $87,314 | $71,972 | $91,217 | $82,619 |
| Tax Expense | $22,810 | $20,359 | $28,615 | $20,918 |
| Net Income | $64,504 | $51,613 | $62,602 | $61,701 |
| % Margin | 27.5% | 24.7% | 38.6% | 44.3% |
| EPS | 2.55 | 2.05 | 2.58 | 2.41 |
| % Growth | 24.4% | -20.5% | 7.1% | – |
| EPS Diluted | 2.52 | 2.02 | 2.55 | 2.39 |
| Weighted Avg Shares Out | 25,296 | 25,177 | 25,410 | 25,602 |
| Weighted Avg Shares Out Dil | 25,582 | 25,519 | 25,689 | 25,789 |
| Supplemental Information | – | – | – | – |
| Interest Income | $212,913 | $192,827 | $147,220 | $108,741 |
| Interest Expense | $94,767 | $91,348 | $27,609 | $4,572 |
| Depreciation & Amortization | $2,960 | $2,687 | $3,875 | $2,809 |
| EBITDA | $90,274 | $74,659 | $95,092 | $85,428 |
| % Margin | 38.5% | 35.7% | 58.6% | 61.4% |