Madison County Financial, Inc.
MCBK · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $29,542 | $28,019 | $22,952 | $21,870 |
| % Growth | 5.4% | 22.1% | 4.9% | – |
| Cost of Goods Sold | $15,656 | $15,155 | $3,545 | $0 |
| Gross Profit | $13,886 | $12,864 | $19,407 | $19,552 |
| % Margin | 47% | 45.9% | 84.6% | 89.4% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,412 | $7,226 | $8,069 | $1,676 |
| SG&A Expenses | $7,553 | $7,375 | $8,257 | $9,752 |
| Sales & Mktg Exp. | $141 | $149 | $188 | $179 |
| Other Operating Expenses | $2,139 | $2,303 | $2,191 | $0 |
| Operating Expenses | $9,692 | $9,678 | $10,448 | $9,752 |
| Operating Income | $4,194 | $3,186 | $8,959 | $9,800 |
| % Margin | 14.2% | 11.4% | 39% | 44.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | -$915 |
| Pre-Tax Income | $4,194 | $3,186 | $8,959 | $8,885 |
| Tax Expense | $377 | -$40 | $1,260 | $1,473 |
| Net Income | $3,817 | $3,226 | $7,697 | $7,397 |
| % Margin | 12.9% | 11.5% | 33.5% | 33.8% |
| EPS | 1.47 | 1.27 | 3.03 | 2.94 |
| % Growth | 15.7% | -58.1% | 3.1% | – |
| EPS Diluted | 1.47 | 1.24 | 2.91 | 2.8 |
| Weighted Avg Shares Out | 2,597 | 2,602 | 2,541 | 2,513 |
| Weighted Avg Shares Out Dil | 2,598 | 2,592 | 2,645 | 2,641 |
| Supplemental Information | – | – | – | – |
| Interest Income | $27,058 | $24,936 | $20,171 | $0 |
| Interest Expense | $15,665 | $15,098 | $6,170 | $219 |
| Depreciation & Amortization | $463 | $463 | $483 | $534 |
| EBITDA | $4,657 | $3,649 | $9,442 | $9,419 |
| % Margin | 15.8% | 13% | 41.1% | 43.1% |