Lumbee Guaranty Bank
LUMB · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $24,140 | $22,961 | $17,439 | $16,587 |
| % Growth | 5.1% | 31.7% | 5.1% | – |
| Cost of Goods Sold | $0 | $3,267 | $472 | $397 |
| Gross Profit | $17,449 | $19,695 | $16,967 | $16,190 |
| % Margin | 72.3% | 85.8% | 97.3% | 97.6% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,790 | $6,953 | $6,431 | $8,047 |
| SG&A Expenses | $10,678 | $6,953 | $6,431 | $8,047 |
| Sales & Mktg Exp. | $8,889 | $0 | $0 | $0 |
| Other Operating Expenses | $0 | $6,202 | $4,936 | $3,537 |
| Operating Expenses | $10,678 | $13,155 | $11,367 | $11,583 |
| Operating Income | $6,771 | $6,539 | $5,600 | $4,606 |
| % Margin | 28% | 28.5% | 32.1% | 27.8% |
| Other Income/Exp. Net | -$2,023 | $0 | $0 | $0 |
| Pre-Tax Income | $4,748 | $6,539 | $5,600 | $4,606 |
| Tax Expense | $898 | $582 | $664 | $584 |
| Net Income | $3,849 | $5,957 | $4,936 | $4,023 |
| % Margin | 15.9% | 25.9% | 28.3% | 24.3% |
| EPS | 1.16 | 1.78 | 1.48 | 1.19 |
| % Growth | -34.8% | 20.3% | 24.4% | – |
| EPS Diluted | 1.16 | 1.78 | 1.48 | 1.19 |
| Weighted Avg Shares Out | 3,323 | 3,347 | 3,346 | 3,377 |
| Weighted Avg Shares Out Dil | 3,323 | 3,340 | 3,346 | 3,377 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $18,593 | $15,419 | $14,561 |
| Interest Expense | $0 | $3,237 | $560 | $722 |
| Depreciation & Amortization | $0 | $556 | $12 | $592 |
| EBITDA | $4,748 | $7,095 | $5,612 | $5,198 |
| % Margin | 19.7% | 30.9% | 32.2% | 31.3% |