Open Lending Corporation
LPRO · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $24,024 | $117,460 | $179,594 | $215,655 |
| % Growth | -79.5% | -34.6% | -16.7% | – |
| Cost of Goods Sold | $23,855 | $22,282 | $19,968 | $18,621 |
| Gross Profit | $169 | $95,178 | $159,626 | $197,034 |
| % Margin | 0.7% | 81% | 88.9% | 91.4% |
| R&D Expenses | $4,462 | $5,575 | $8,205 | $4,352 |
| G&A Expenses | $43,867 | $43,043 | $35,950 | $30,393 |
| SG&A Expenses | $61,085 | $60,528 | $53,806 | $42,393 |
| Sales & Mktg Exp. | $17,218 | $17,485 | $17,856 | $12,000 |
| Other Operating Expenses | $0 | $0 | $0 | $0 |
| Operating Expenses | $65,547 | $66,103 | $62,011 | $46,745 |
| Operating Income | -$65,378 | $29,075 | $97,615 | $150,289 |
| % Margin | -272.1% | 24.8% | 54.4% | 69.7% |
| Other Income/Exp. Net | $773 | -$217 | -$4,075 | $40,879 |
| Pre-Tax Income | -$64,605 | $28,858 | $93,540 | $191,168 |
| Tax Expense | $70,405 | $6,788 | $26,920 | $45,086 |
| Net Income | -$135,010 | $22,070 | $66,620 | $146,082 |
| % Margin | -562% | 18.8% | 37.1% | 67.7% |
| EPS | -1.13 | 0.18 | 0.53 | 1.16 |
| % Growth | -727.8% | -66% | -54.3% | – |
| EPS Diluted | -1.13 | 0.18 | 0.53 | 1.16 |
| Weighted Avg Shares Out | 119,180 | 120,827 | 126,108 | 126,355 |
| Weighted Avg Shares Out Dil | 119,180 | 121,475 | 126,262 | 126,390 |
| Supplemental Information | – | – | – | – |
| Interest Income | $12,090 | $10,335 | $1,995 | $213 |
| Interest Expense | $11,317 | $10,661 | $5,832 | $5,859 |
| Depreciation & Amortization | $1,674 | $1,779 | $915 | $525 |
| EBITDA | -$51,614 | $41,298 | $100,287 | $197,552 |
| % Margin | -214.8% | 35.2% | 55.8% | 91.6% |