Live Oak Bancshares, Inc.
LOB · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $77,417 | $73,898 | $176,208 | $166,995 |
| Dep. & Amort. | $23,282 | $21,271 | $20,779 | $21,366 |
| Deferred Tax | -$11,420 | -$22,161 | $27,129 | $24,808 |
| Stock-Based Comp. | $26,205 | $17,875 | $20,347 | $16,951 |
| Change in WC | $5,730 | $39,526 | -$22,295 | $2,104 |
| Other Non-Cash | $415,254 | $489,662 | -$97,683 | -$351,941 |
| Operating Cash Flow | $536,468 | $620,071 | $124,485 | -$119,717 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$49,307 | -$46,839 | -$43,751 | -$3,082 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$285,109 | -$246,194 | -$442,584 | -$428,246 |
| Inv. Sales/Matur. | $154,697 | $121,757 | $310,275 | $255,093 |
| Other Inv. Act. | -$1,899,382 | -$1,603,646 | -$1,266,284 | $26,432 |
| Investing Cash Flow | -$2,079,101 | -$1,774,922 | -$1,442,344 | -$149,803 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $89,466 | -$59,849 | -$235,086 | -$1,223,804 |
| Stock Issued | $3,760 | $0 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | -$953 |
| Dividends Paid | -$5,405 | -$5,326 | -$5,266 | -$5,186 |
| Other Fin. Act. | $1,481,072 | $1,385,930 | $1,771,097 | $1,384,893 |
| Financing Cash Flow | $1,568,893 | $1,320,755 | $1,530,745 | $154,950 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $26,260 | $165,904 | $212,886 | -$114,570 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $582,540 | $416,636 | $203,750 | $318,320 |
| End Cash | $608,800 | $582,540 | $416,636 | $203,750 |
| Free Cash Flow | $487,161 | $573,232 | $80,734 | -$122,799 |