Live Oak Bancshares, Inc.
LOB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $231 | $257 | $236 | $240 |
| % Growth | -10% | 8.8% | -1.5% | – |
| Cost of Goods Sold | $0 | $138 | $142 | $149 |
| Gross Profit | $0 | $119 | $95 | $91 |
| % Margin | 0% | 46.2% | 40.1% | 38% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $53 | $52 | $48 |
| SG&A Expenses | $2 | $57 | $55 | $50 |
| Sales & Mktg Exp. | $2 | $4 | $4 | $2 |
| Other Operating Expenses | $191 | $30 | $26 | $28 |
| Operating Expenses | $193 | $88 | $82 | $78 |
| Operating Income | $38 | $31 | $13 | $13 |
| % Margin | 16.6% | 12.1% | 5.6% | 5.5% |
| Other Income/Exp. Net | -$2 | $0 | $0 | $0 |
| Pre-Tax Income | $37 | $31 | $13 | $13 |
| Tax Expense | $10 | $8 | $3 | $3 |
| Net Income | $27 | $23 | $10 | $10 |
| % Margin | 11.5% | 9.1% | 4.1% | 4.1% |
| EPS | 0.56 | 0.51 | 0.21 | 0.22 |
| % Growth | 9.8% | 142.9% | -4.5% | – |
| EPS Diluted | 0.55 | 0.51 | 0.21 | 0.22 |
| Weighted Avg Shares Out | 46 | 46 | 45 | 45 |
| Weighted Avg Shares Out Dil | 46 | 46 | 46 | 46 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $224 | $213 | $213 |
| Interest Expense | $0 | $115 | $113 | $115 |
| Depreciation & Amortization | $0 | $7 | $7 | $7 |
| EBITDA | $38 | $38 | $20 | $20 |
| % Margin | 16.6% | 14.8% | 8.5% | 8.3% |