Live Oak Bancshares, Inc.
LOB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | -$16,788 | $23,387 | $9,668 | $9,843 |
| Dep. & Amort. | -$13,758 | $6,784 | $6,974 | $6,651 |
| Deferred Tax | $843 | $166 | -$1,009 | -$2,431 |
| Stock-Based Comp. | -$13,155 | $6,945 | $6,667 | $6,492 |
| Change in WC | -$11,198 | $14,635 | -$3,437 | $499 |
| Other Non-Cash | -$259,090 | $156,252 | $86,114 | $149,631 |
| Operating Cash Flow | -$313,146 | $208,169 | $104,977 | $170,685 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $3,719 | -$1,425 | -$2,294 | -$4,018 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $134,468 | -$53,646 | -$80,822 | -$85,616 |
| Inv. Sales/Matur. | $173,076 | $46,185 | $32,131 | $38,788 |
| Other Inv. Act. | $1,024,453 | -$476,174 | -$548,279 | -$535,377 |
| Investing Cash Flow | $1,335,716 | -$485,060 | -$599,264 | -$586,223 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$2,614 | -$2,588 | -$2,573 | -$2,551 |
| Stock Issued | -$788 | $788 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$1,782 | -$1,369 | -$1,367 | -$1,356 |
| Other Fin. Act. | $788,471 | $198,552 | $633,690 | $361,660 |
| Financing Cash Flow | $786,689 | $195,383 | $629,750 | $357,753 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $1,809,259 | -$81,508 | $135,463 | -$57,785 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $662,755 | $744,263 | $608,800 | $666,585 |
| End Cash | $2,472,014 | $662,755 | $744,263 | $608,800 |
| Free Cash Flow | -$309,427 | $206,744 | $102,683 | $166,667 |