Live Oak Bancshares, Inc.
LOB · NYSE
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | -$17 | $23 | $10 | $10 |
| Dep. & Amort. | -$14 | $7 | $7 | $7 |
| Deferred Tax | $1 | $0 | -$1 | -$2 |
| Stock-Based Comp. | -$13 | $7 | $7 | $6 |
| Change in WC | -$11 | $15 | -$3 | $0 |
| Other Non-Cash | -$259 | $156 | $86 | $150 |
| Operating Cash Flow | -$313 | $208 | $105 | $171 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | $4 | -$1 | -$2 | -$4 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | $134 | -$54 | -$81 | -$86 |
| Inv. Sales/Matur. | $173 | $46 | $32 | $39 |
| Other Inv. Act. | $1,024 | -$476 | -$548 | -$535 |
| Investing Cash Flow | $1,336 | -$485 | -$599 | -$586 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$3 | -$3 | -$3 | -$3 |
| Stock Issued | -$1 | $1 | $0 | $0 |
| Stock Repurch. | $0 | $0 | $0 | $0 |
| Dividends Paid | -$2 | -$1 | -$1 | -$1 |
| Other Fin. Act. | $788 | $199 | $634 | $362 |
| Financing Cash Flow | $787 | $195 | $630 | $358 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $1,809 | -$82 | $135 | -$58 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $663 | $744 | $609 | $667 |
| End Cash | $2,472 | $663 | $744 | $609 |
| Free Cash Flow | -$309 | $207 | $103 | $167 |