LendingClub Corporation
LC · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,160,928 | $1,135,411 | $1,269,731 | $898,631 |
| % Growth | 2.2% | -10.6% | 41.3% | – |
| Cost of Goods Sold | $552,184 | $514,357 | $349,841 | $218,801 |
| Gross Profit | $608,744 | $621,054 | $919,890 | $679,830 |
| % Margin | 52.4% | 54.7% | 72.4% | 75.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $232,158 | $261,948 | $339,397 | $288,390 |
| SG&A Expenses | $332,560 | $355,788 | $537,144 | $444,532 |
| Sales & Mktg Exp. | $100,402 | $93,840 | $197,747 | $156,142 |
| Other Operating Expenses | $211,118 | $210,649 | $229,709 | $216,854 |
| Operating Expenses | $543,678 | $566,437 | $766,853 | $661,386 |
| Operating Income | $65,066 | $54,617 | $153,037 | $18,444 |
| % Margin | 5.6% | 4.8% | 12.1% | 2.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $65,066 | $54,617 | $153,037 | $18,444 |
| Tax Expense | $13,736 | $15,678 | -$136,648 | -$136 |
| Net Income | $51,330 | $38,939 | $289,685 | $18,580 |
| % Margin | 4.4% | 3.4% | 22.8% | 2.1% |
| EPS | 0.46 | 0.36 | 2.8 | 0.19 |
| % Growth | 27.8% | -87.1% | 1,373.7% | – |
| EPS Diluted | 0.45 | 0.36 | 2.79 | 0.18 |
| Weighted Avg Shares Out | 111,732 | 108,466 | 103,547 | 98,140 |
| Weighted Avg Shares Out Dil | 113,123 | 108,469 | 104,001 | 102,147 |
| Supplemental Information | – | – | – | – |
| Interest Income | $907,958 | $832,630 | $557,340 | $292,832 |
| Interest Expense | $373,917 | $270,792 | $82,515 | $80,001 |
| Depreciation & Amortization | $53,300 | $47,195 | $43,831 | $44,285 |
| EBITDA | $118,366 | $101,812 | $196,868 | $62,729 |
| % Margin | 10.2% | 9% | 15.5% | 7% |