LendingClub Corporation
LC · NYSE
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $1,161 | $1,135 | $1,270 | $899 |
| % Growth | 2.2% | -10.6% | 41.3% | – |
| Cost of Goods Sold | $552 | $514 | $350 | $219 |
| Gross Profit | $609 | $621 | $920 | $680 |
| % Margin | 52.4% | 54.7% | 72.4% | 75.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $232 | $262 | $339 | $288 |
| SG&A Expenses | $333 | $356 | $537 | $445 |
| Sales & Mktg Exp. | $100 | $94 | $198 | $156 |
| Other Operating Expenses | $211 | $211 | $230 | $217 |
| Operating Expenses | $544 | $566 | $767 | $661 |
| Operating Income | $65 | $55 | $153 | $18 |
| % Margin | 5.6% | 4.8% | 12.1% | 2.1% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $65 | $55 | $153 | $18 |
| Tax Expense | $14 | $16 | -$137 | -$0 |
| Net Income | $51 | $39 | $290 | $19 |
| % Margin | 4.4% | 3.4% | 22.8% | 2.1% |
| EPS | 0.46 | 0.36 | 2.8 | 0.19 |
| % Growth | 27.8% | -87.1% | 1,373.7% | – |
| EPS Diluted | 0.45 | 0.36 | 2.79 | 0.18 |
| Weighted Avg Shares Out | 112 | 108 | 104 | 98 |
| Weighted Avg Shares Out Dil | 113 | 108 | 104 | 102 |
| Supplemental Information | – | – | – | – |
| Interest Income | $908 | $833 | $557 | $293 |
| Interest Expense | $374 | $271 | $83 | $80 |
| Depreciation & Amortization | $53 | $47 | $44 | $44 |
| EBITDA | $118 | $102 | $197 | $63 |
| % Margin | 10.2% | 9% | 15.5% | 7% |