Joint Stock Company Kaspi.kz
KSPI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $2,520,927,000 | $1,890,290,000 | $1,269,215,000 | $885,478,000 |
| % Growth | 33.4% | 48.9% | 43.3% | – |
| Cost of Goods Sold | $949,468,000 | $671,836,000 | $103,895,000 | $73,371,000 |
| Gross Profit | $1,571,459,000 | $1,218,454,000 | $1,165,320,000 | $812,107,000 |
| % Margin | 62.3% | 64.5% | 91.8% | 91.7% |
| R&D Expenses | $109,553,000 | $88,657,000 | $60,807,000 | $44,388,000 |
| G&A Expenses | $32,899,000 | $29,468,000 | $22,660,000 | $23,685,000 |
| SG&A Expenses | $76,889,000 | $51,359,000 | $48,227,000 | $32,387,000 |
| Sales & Mktg Exp. | $43,990,000 | $21,891,000 | $25,567,000 | $8,702,000 |
| Other Operating Expenses | $113,957,000 | $79,634,000 | $5,761,000 | $0 |
| Operating Expenses | $300,399,000 | $219,650,000 | $114,795,000 | $76,775,000 |
| Operating Income | $1,271,060,000 | $998,804,000 | $1,050,525,000 | $735,332,000 |
| % Margin | 50.4% | 52.8% | 82.8% | 83% |
| Other Income/Exp. Net | $11,229,000 | $23,200,000 | -$329,951,000 | -$206,530,000 |
| Pre-Tax Income | $1,282,289,000 | $1,022,004,000 | $720,574,000 | $528,802,000 |
| Tax Expense | $225,455,000 | $173,234,000 | $131,730,000 | $93,588,000 |
| Net Income | $1,039,739,000 | $841,351,000 | $585,026,000 | $431,914,000 |
| % Margin | 41.2% | 44.5% | 46.1% | 48.8% |
| EPS | 5,474.35 | 4,431.43 | 3,051 | 2,247 |
| % Growth | 23.5% | 45.2% | 35.8% | – |
| EPS Diluted | 5,430.77 | 4,380.61 | 3,016 | 2,222 |
| Weighted Avg Shares Out | 189,929 | 189,860 | 191,725 | 192,218 |
| Weighted Avg Shares Out Dil | 191,453 | 192,062 | 193,991 | 194,381 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $0 | $0 | $0 | $0 |
| Depreciation & Amortization | $0 | $0 | $16,794,000 | $12,678,000 |
| EBITDA | $1,271,060,000 | $998,804,000 | $1,015,357,000 | $713,627,000 |
| % Margin | 50.4% | 52.8% | 80% | 80.6% |