Joint Stock Company Kaspi.kz
KSPI · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $1,110,174,000 | $969,512,000 | $821,851,000 | $724,459,000 |
| % Growth | 14.5% | 18% | 13.4% | – |
| Cost of Goods Sold | $352,045,000 | $287,147,000 | $391,830,000 | $264,382,000 |
| Gross Profit | $758,129,000 | $682,365,000 | $430,021,000 | $460,077,000 |
| % Margin | 68.3% | 70.4% | 52.3% | 63.5% |
| R&D Expenses | $58,052,000 | $50,889,000 | $42,897,000 | $29,341,000 |
| G&A Expenses | $22,122,000 | $16,384,000 | $16,131,000 | $10,441,000 |
| SG&A Expenses | $66,049,000 | $44,302,000 | $36,840,000 | $23,373,000 |
| Sales & Mktg Exp. | $43,927,000 | $27,918,000 | $20,709,000 | $12,932,000 |
| Other Operating Expenses | $0 | $44,920,000 | $42,832,000 | $29,663,000 |
| Operating Expenses | $124,101,000 | $140,111,000 | $122,569,000 | $82,377,000 |
| Operating Income | $634,028,000 | $542,254,000 | $307,452,000 | $377,700,000 |
| % Margin | 57.1% | 55.9% | 37.4% | 52.1% |
| Other Income/Exp. Net | -$287,514,000 | -$220,298,000 | $0 | $5,892,000 |
| Pre-Tax Income | $346,514,000 | $321,956,000 | $307,452,000 | $383,592,000 |
| Tax Expense | $68,468,000 | $63,327,000 | $53,403,000 | $67,191,000 |
| Net Income | $278,046,000 | $257,327,000 | $252,056,000 | $311,896,000 |
| % Margin | 25% | 26.5% | 30.7% | 43.1% |
| EPS | 1,457.38 | 1,348 | 1,336.99 | 1,642.17 |
| % Growth | 8.1% | 0.8% | -18.6% | – |
| EPS Diluted | 1,457.38 | 1,343 | 1,336.99 | 1,629.1 |
| Weighted Avg Shares Out | 190,785 | 190,895 | 190,016 | 189,929 |
| Weighted Avg Shares Out Dil | 190,785 | 191,606 | 190,016 | 191,453 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $0 | $0 | $0 |
| Interest Expense | $0 | $218,287,000 | $0 | $0 |
| Depreciation & Amortization | $19,972,000 | $2,983,000 | $2,341,000 | $0 |
| EBITDA | $366,486,000 | $543,226,000 | $309,793,000 | $377,700,000 |
| % Margin | 33% | 56% | 37.7% | 52.1% |