Joint Stock Company Kaspi.kz

KSPI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$1,110,174$969,512$821,851$724,459
% Growth14.5%18%13.4%
Cost of Goods Sold$352,045$287,147$391,830$264,382
Gross Profit$758,129$682,365$430,021$460,077
% Margin68.3%70.4%52.3%63.5%
R&D Expenses$58,052$50,889$42,897$29,341
G&A Expenses$22,122$16,384$16,131$10,441
SG&A Expenses$66,049$44,302$36,840$23,373
Sales & Mktg Exp.$43,927$27,918$20,709$12,932
Other Operating Expenses$0$44,920$42,832$29,663
Operating Expenses$124,101$140,111$122,569$82,377
Operating Income$634,028$542,254$307,452$377,700
% Margin57.1%55.9%37.4%52.1%
Other Income/Exp. Net-$287,514-$220,298$0$5,892
Pre-Tax Income$346,514$321,956$307,452$383,592
Tax Expense$68,468$63,327$53,403$67,191
Net Income$278,046$257,327$252,056$311,896
% Margin25%26.5%30.7%43.1%
EPS1,457.381,3481,336.991,642.17
% Growth8.1%0.8%-18.6%
EPS Diluted1,457.381,3431,336.991,629.1
Weighted Avg Shares Out191191190190
Weighted Avg Shares Out Dil191192190191
Supplemental Information
Interest Income$0$0$0$0
Interest Expense$0$218,287$0$0
Depreciation & Amortization$19,972$2,983$2,341$0
EBITDA$366,486$543,226$309,793$377,700
% Margin33%56%37.7%52.1%