Israel Discount Bank Limited

ISDAY · OTC
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9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$6,713$6,524$6,914$6,830
% Growth2.9%-5.6%1.2%
Cost of Goods Sold$3,332$3,034$2,950$2,881
Gross Profit$3,381$3,490$3,964$3,949
% Margin50.4%53.5%57.3%57.8%
R&D Expenses$0$0$0$0
G&A Expenses$0$0$0$0
SG&A Expenses$0$0$0$0
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$1,607$1,670$2,230$2,269
Operating Expenses$1,607$1,670$2,230$2,269
Operating Income$1,774$1,820$1,734$1,680
% Margin26.4%27.9%25.1%24.6%
Other Income/Exp. Net$0$0$12$0
Pre-Tax Income$1,774$1,820$1,746$1,680
Tax Expense$700$667$673$616
Net Income$1,133$1,115$1,036$1,049
% Margin16.9%17.1%15%15.4%
EPS9.298.48.2
% Growth2.2%7.1%2.4%
EPS Diluted9.298.48.1
Weighted Avg Shares Out123123124129
Weighted Avg Shares Out Dil123123124129
Supplemental Information
Interest Income$5,985$5,692$5,605$5,472
Interest Expense$3,332$3,034$2,950$2,881
Depreciation & Amortization$151$169$186$202
EBITDA$1,925$1,989$1,920$1,882
% Margin28.7%30.5%27.8%27.6%