Israel Discount Bank Limited
ISDAF · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $27,262,000 | $25,435,000 | $12,508,000 | $10,427,000 |
| % Growth | 7.2% | 103.3% | 20% | – |
| Cost of Goods Sold | $11,308,000 | $9,776,000 | $0 | $0 |
| Gross Profit | $15,954,000 | $15,659,000 | $12,508,000 | $10,427,000 |
| % Margin | 58.5% | 61.6% | 100% | 100% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $214,000 | $282,000 | $233,000 | $235,000 |
| SG&A Expenses | $543,000 | $619,000 | $567,000 | $467,000 |
| Sales & Mktg Exp. | $329,000 | $337,000 | $334,000 | $232,000 |
| Other Operating Expenses | $8,464,000 | $8,434,000 | $6,650,000 | $6,391,000 |
| Operating Expenses | $9,007,000 | $9,053,000 | $7,217,000 | $6,858,000 |
| Operating Income | $6,947,000 | $6,606,000 | $5,301,000 | $3,569,000 |
| % Margin | 25.5% | 26% | 42.4% | 34.2% |
| Other Income/Exp. Net | $33,000 | $0 | $46,000 | $777,000 |
| Pre-Tax Income | $6,980,000 | $6,606,000 | $5,347,000 | $4,346,000 |
| Tax Expense | $2,629,000 | $2,316,000 | $1,806,000 | $1,516,000 |
| Net Income | $4,281,000 | $4,192,000 | $3,495,000 | $2,773,000 |
| % Margin | 15.7% | 16.5% | 27.9% | 26.6% |
| EPS | 3.46 | 3.39 | 2.87 | 2.38 |
| % Growth | 2.1% | 18.1% | 20.6% | – |
| EPS Diluted | 3.14 | 3.39 | 2.87 | 2.38 |
| Weighted Avg Shares Out | 1,286,148 | 1,237,011 | 1,219,413 | 1,164,017 |
| Weighted Avg Shares Out Dil | 1,292,045 | 1,237,011 | 1,219,413 | 1,164,017 |
| Supplemental Information | – | – | – | – |
| Interest Income | $22,147,000 | $20,712,000 | $11,700,000 | $7,491,000 |
| Interest Expense | $11,308,000 | $9,776,000 | $3,007,000 | $962,000 |
| Depreciation & Amortization | $719,000 | $623,000 | $579,000 | $538,000 |
| EBITDA | $7,666,000 | $7,229,000 | $0 | $0 |
| % Margin | 28.1% | 28.4% | 0% | 0% |