Israel Discount Bank Limited
ISDAF · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $6,713,000 | $6,524,000 | $6,914,000 | $6,830,000 |
| % Growth | 2.9% | -5.6% | 1.2% | – |
| Cost of Goods Sold | $3,332,000 | $3,034,000 | $2,950,000 | $2,881,000 |
| Gross Profit | $3,381,000 | $3,490,000 | $3,964,000 | $3,949,000 |
| % Margin | 50.4% | 53.5% | 57.3% | 57.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $0 | $0 | $0 | $0 |
| SG&A Expenses | $0 | $0 | $0 | $0 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $1,607,000 | $1,670,000 | $2,230,000 | $2,269,000 |
| Operating Expenses | $1,607,000 | $1,670,000 | $2,230,000 | $2,269,000 |
| Operating Income | $1,774,000 | $1,820,000 | $1,734,000 | $1,680,000 |
| % Margin | 26.4% | 27.9% | 25.1% | 24.6% |
| Other Income/Exp. Net | $0 | $0 | $12,000 | $0 |
| Pre-Tax Income | $1,774,000 | $1,820,000 | $1,746,000 | $1,680,000 |
| Tax Expense | $700,000 | $667,000 | $673,000 | $616,000 |
| Net Income | $1,133,000 | $1,115,000 | $1,036,000 | $1,049,000 |
| % Margin | 16.9% | 17.1% | 15% | 15.4% |
| EPS | 0.92 | 0.9 | 0.84 | 0.82 |
| % Growth | 2.2% | 7.1% | 2.4% | – |
| EPS Diluted | 0.92 | 0.9 | 0.84 | 0.81 |
| Weighted Avg Shares Out | 1,232,257 | 1,233,964 | 1,236,085 | 1,286,148 |
| Weighted Avg Shares Out Dil | 1,232,257 | 1,234,015 | 1,237,575 | 1,292,045 |
| Supplemental Information | – | – | – | – |
| Interest Income | $5,985,000 | $5,692,000 | $5,605,000 | $5,472,000 |
| Interest Expense | $3,332,000 | $3,034,000 | $2,950,000 | $2,881,000 |
| Depreciation & Amortization | $151,000 | $169,000 | $186,000 | $202,000 |
| EBITDA | $1,925,000 | $1,989,000 | $1,920,000 | $1,882,000 |
| % Margin | 28.7% | 30.5% | 27.8% | 27.6% |