Isabella Bank Corporation
ISBA · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $28,595 | $26,373 | $25,675 | $25,759 |
| % Growth | 8.4% | 2.7% | -0.3% | – |
| Cost of Goods Sold | $8,929 | $7,014 | $8,001 | $8,990 |
| Gross Profit | $19,666 | $19,359 | $17,674 | $16,769 |
| % Margin | 68.8% | 73.4% | 68.8% | 65.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $7,901 | $7,763 | $7,686 | $7,649 |
| SG&A Expenses | $8,415 | $8,232 | $8,145 | $9,361 |
| Sales & Mktg Exp. | $514 | $469 | $459 | $1,712 |
| Other Operating Expenses | $4,975 | $4,958 | $4,668 | $2,587 |
| Operating Expenses | $13,390 | $13,190 | $12,813 | $11,948 |
| Operating Income | $6,276 | $6,169 | $4,861 | $4,821 |
| % Margin | 21.9% | 23.4% | 18.9% | 18.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $6,276 | $6,169 | $4,861 | $4,821 |
| Tax Expense | $1,036 | $1,138 | $912 | $825 |
| Net Income | $5,240 | $5,031 | $3,949 | $3,996 |
| % Margin | 18.3% | 19.1% | 15.4% | 15.5% |
| EPS | 0.71 | 0.68 | 0.53 | 0.54 |
| % Growth | 4.4% | 28.3% | -1.9% | – |
| EPS Diluted | 0.71 | 0.68 | 0.53 | 0.54 |
| Weighted Avg Shares Out | 7,380 | 7,451 | 7,451 | 7,454 |
| Weighted Avg Shares Out Dil | 7,380 | 7,398 | 7,451 | 7,453 |
| Supplemental Information | – | – | – | – |
| Interest Income | $24,882 | $23,242 | $22,633 | $23,169 |
| Interest Expense | $8,720 | $8,113 | $8,108 | $8,614 |
| Depreciation & Amortization | $529 | $537 | $535 | $531 |
| EBITDA | $6,805 | $6,706 | $5,396 | $5,352 |
| % Margin | 23.8% | 25.4% | 21% | 20.8% |