IF Bancorp, Inc.
IROQ · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $12,137 | $11,960 | $11,821 | $12,267 |
| % Growth | 1.5% | 1.2% | -3.6% | – |
| Cost of Goods Sold | $4,867 | $4,726 | $5,159 | $5,543 |
| Gross Profit | $7,270 | $7,234 | $6,662 | $6,724 |
| % Margin | 59.9% | 60.5% | 56.4% | 54.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $3,535 | $3,669 | $3,624 | $3,376 |
| SG&A Expenses | $3,647 | $3,765 | $3,723 | $3,462 |
| Sales & Mktg Exp. | $112 | $96 | $99 | $86 |
| Other Operating Expenses | $1,719 | $1,476 | $1,548 | $1,580 |
| Operating Expenses | $5,366 | $5,241 | $5,271 | $5,042 |
| Operating Income | $1,904 | $1,993 | $1,391 | $1,682 |
| % Margin | 15.7% | 16.7% | 11.8% | 13.7% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $1,904 | $1,993 | $1,391 | $1,682 |
| Tax Expense | $512 | $552 | $380 | $463 |
| Net Income | $1,392 | $1,441 | $1,011 | $1,219 |
| % Margin | 11.5% | 12% | 8.6% | 9.9% |
| EPS | 0.43 | 0.45 | 0.31 | 0.38 |
| % Growth | -4.4% | 45.2% | -18.4% | – |
| EPS Diluted | 0.43 | 0.45 | 0.31 | 0.38 |
| Weighted Avg Shares Out | 3,238 | 3,234 | 3,229 | 3,226 |
| Weighted Avg Shares Out Dil | 3,238 | 3,234 | 3,229 | 3,226 |
| Supplemental Information | – | – | – | – |
| Interest Income | $10,969 | $10,723 | $10,528 | $10,909 |
| Interest Expense | $4,909 | -$17,506 | $5,421 | $5,993 |
| Depreciation & Amortization | $159 | -$465 | $155 | $156 |
| EBITDA | $2,063 | $1,528 | $1,546 | $1,838 |
| % Margin | 17% | 12.8% | 13.1% | 15% |