First Internet Bancorp
INBK · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $333,424 | $259,853 | $173,730 | $162,092 |
| % Growth | 28.3% | 49.6% | 7.2% | – |
| Cost of Goods Sold | $221,719 | $181,233 | $64,792 | $48,357 |
| Gross Profit | $111,705 | $78,620 | $108,938 | $113,735 |
| % Margin | 33.5% | 30.3% | 62.7% | 70.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $3,744 | $49,202 | $42,705 | $39,436 |
| SG&A Expenses | $6,333 | $51,769 | $46,259 | $42,697 |
| Sales & Mktg Exp. | $2,589 | $2,567 | $3,554 | $3,261 |
| Other Operating Expenses | $77,830 | $21,911 | $22,579 | $14,466 |
| Operating Expenses | $84,163 | $73,680 | $68,838 | $57,163 |
| Operating Income | $27,542 | $4,940 | $40,100 | $56,572 |
| % Margin | 8.3% | 1.9% | 23.1% | 34.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $27,542 | $4,940 | $40,100 | $56,572 |
| Tax Expense | $2,266 | -$3,477 | $4,559 | $8,458 |
| Net Income | $25,276 | $8,417 | $35,541 | $48,114 |
| % Margin | 7.6% | 3.2% | 20.5% | 29.7% |
| EPS | 2.91 | 0.95 | 3.73 | 4.85 |
| % Growth | 206.3% | -74.5% | -23.1% | – |
| EPS Diluted | 2.88 | 0.95 | 3.7 | 4.82 |
| Weighted Avg Shares Out | 8,690 | 8,838 | 9,531 | 9,918 |
| Weighted Avg Shares Out Dil | 8,766 | 8,859 | 9,595 | 9,976 |
| Supplemental Information | – | – | – | – |
| Interest Income | $291,887 | $239,442 | $156,908 | $133,883 |
| Interest Expense | $204,510 | $164,538 | $59,815 | $47,327 |
| Depreciation & Amortization | $8,460 | $5,748 | $8,729 | $8,775 |
| EBITDA | $36,002 | $10,688 | $48,829 | $65,347 |
| % Margin | 10.8% | 4.1% | 28.1% | 40.3% |