First Internet Bancorp

INBK · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$57,891$84,935$85,745$92,372
% Growth-31.8%-0.9%-7.2%
Cost of Goods Sold$88,825$66,516$63,686$61,467
Gross Profit-$30,934$18,419$22,059$30,905
% Margin-53.4%21.7%25.7%33.5%
R&D Expenses$0$0$0$0
G&A Expenses$15,968$12,431$14,505$15,506
SG&A Expenses$16,450$13,133$15,152$16,202
Sales & Mktg Exp.$482$702$647$696
Other Operating Expenses$7,159$7,147$6,873$6,374
Operating Expenses$23,609$20,280$22,025$22,576
Operating Income-$54,543-$1,861$34$8,329
% Margin-94.2%-2.2%0%9%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income-$54,543-$1,861$34$8,329
Tax Expense-$12,950-$2,054-$909$999
Net Income-$41,593$193$943$7,330
% Margin-71.8%0.2%1.1%7.9%
EPS-4.760.0220.110.84
% Growth-21,638.5%-79.9%-86.9%
EPS Diluted-4.760.0220.110.83
Weighted Avg Shares Out8,7428,7348,7168,697
Weighted Avg Shares Out Dil8,7428,7608,7858,769
Supplemental Information
Interest Income$84,388$80,886$76,829$77,771
Interest Expense$54,036$52,896$51,733$54,220
Depreciation & Amortization$2,248$1,912$1,070$2,430
EBITDA-$52,295$51$1,104$10,759
% Margin-90.3%0.1%1.3%11.6%