International Bancshares Corporation
IBOC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $272,629 | $261,631 | $251,642 | $262,882 |
| % Growth | 4.2% | 4% | -4.3% | – |
| Cost of Goods Sold | $56,374 | $57,868 | $56,749 | $56,077 |
| Gross Profit | $216,255 | $203,763 | $194,893 | $206,805 |
| % Margin | 79.3% | 77.9% | 77.4% | 78.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $39,410 | $40,014 | $40,381 | $38,644 |
| SG&A Expenses | $41,134 | $41,746 | $42,102 | $40,254 |
| Sales & Mktg Exp. | $1,724 | $1,732 | $1,721 | $1,610 |
| Other Operating Expenses | $38,629 | $36,055 | $31,673 | $32,899 |
| Operating Expenses | $79,763 | $77,801 | $73,775 | $73,153 |
| Operating Income | $136,492 | $125,962 | $121,118 | $133,652 |
| % Margin | 50.1% | 48.1% | 48.1% | 50.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $136,492 | $125,962 | $121,118 | $133,652 |
| Tax Expense | $28,117 | $25,820 | $24,226 | $18,568 |
| Net Income | $108,375 | $100,142 | $96,892 | $115,084 |
| % Margin | 39.8% | 38.3% | 38.5% | 43.8% |
| EPS | 1.744 | 1.61 | 1.56 | 1.85 |
| % Growth | 8.3% | 3.2% | -15.7% | – |
| EPS Diluted | 1.741 | 1.61 | 1.56 | 1.85 |
| Weighted Avg Shares Out | 62,151 | 62,151 | 62,214 | 62,179 |
| Weighted Avg Shares Out Dil | 62,233 | 62,233 | 62,305 | 62,320 |
| Supplemental Information | – | – | – | – |
| Interest Income | $226,778 | $220,967 | $214,639 | $215,564 |
| Interest Expense | $54,547 | $53,470 | $53,420 | $54,626 |
| Depreciation & Amortization | $5,697 | $5,486 | $5,613 | $5,586 |
| EBITDA | $142,189 | $131,448 | $126,731 | $139,238 |
| % Margin | 52.2% | 50.2% | 50.4% | 53% |