Independent Bank Corporation
IBCP · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $17,502 | $16,877 | $15,590 | $18,461 |
| Dep. & Amort. | $2,761 | $2,405 | $2,352 | $2,483 |
| Deferred Tax | -$789 | -$775 | -$1,036 | -$1,098 |
| Stock-Based Comp. | $571 | $639 | $758 | $588 |
| Change in WC | -$5,198 | $1,878 | $14,158 | -$13,056 |
| Other Non-Cash | $3,353 | -$2,055 | -$123 | $8,991 |
| Operating Cash Flow | $18,200 | $18,969 | $31,699 | $16,369 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$1,656 | -$2,279 | -$1,122 | -$4,009 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$10,448 | -$8,509 | -$1,000 | $0 |
| Inv. Sales/Matur. | $37,660 | $32,772 | $36,730 | $19,714 |
| Other Inv. Act. | -$35,185 | -$92,622 | -$31,274 | -$100,934 |
| Investing Cash Flow | -$9,629 | -$70,638 | $3,334 | -$85,229 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$140,002 | $56,994 | $5 | $45,009 |
| Stock Issued | $0 | $0 | $0 | $13 |
| Stock Repurch. | -$413 | -$7,324 | -$33 | $0 |
| Dividends Paid | -$5,384 | -$5,388 | -$5,448 | -$5,013 |
| Other Fin. Act. | $199,755 | $25,401 | -$21,294 | $27,173 |
| Financing Cash Flow | $53,956 | $69,683 | -$26,770 | $67,182 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $62,527 | $18,014 | $8,263 | -$1,678 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $146,159 | $128,145 | $119,882 | $121,560 |
| End Cash | $208,686 | $146,159 | $128,145 | $119,882 |
| Free Cash Flow | $16,544 | $16,690 | $30,577 | $12,360 |