Independent Bank Corporation
IBCP · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $18 | $17 | $16 | $18 |
| Dep. & Amort. | $3 | $2 | $2 | $2 |
| Deferred Tax | -$1 | -$1 | -$1 | -$1 |
| Stock-Based Comp. | $1 | $1 | $1 | $1 |
| Change in WC | -$5 | $2 | $14 | -$13 |
| Other Non-Cash | $3 | -$2 | -$0 | $9 |
| Operating Cash Flow | $18 | $19 | $32 | $16 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$2 | -$2 | -$1 | -$4 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$10 | -$9 | -$1 | $0 |
| Inv. Sales/Matur. | $38 | $33 | $37 | $20 |
| Other Inv. Act. | -$35 | -$93 | -$31 | -$101 |
| Investing Cash Flow | -$10 | -$71 | $3 | -$85 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$140 | $57 | $0 | $45 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$0 | -$7 | -$0 | $0 |
| Dividends Paid | -$5 | -$5 | -$5 | -$5 |
| Other Fin. Act. | $200 | $25 | -$21 | $27 |
| Financing Cash Flow | $54 | $70 | -$27 | $67 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $63 | $18 | $8 | -$2 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $146 | $128 | $120 | $122 |
| End Cash | $209 | $146 | $128 | $120 |
| Free Cash Flow | $17 | $17 | $31 | $12 |