Huron Valley Bancorp, Inc.
HVLM · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $10,590 | $9,475 | $8,938 | $7,971 |
| % Growth | 11.8% | 6% | 12.1% | – |
| Cost of Goods Sold | $0 | -$230 | $611 | $401 |
| Gross Profit | $10,590 | $9,705 | $8,327 | $7,570 |
| % Margin | 100% | 102.4% | 93.2% | 95% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $964 | $843 | $853 | $785 |
| SG&A Expenses | $5,748 | $5,205 | $4,685 | $3,933 |
| Sales & Mktg Exp. | $4,784 | $4,362 | $3,832 | $3,148 |
| Other Operating Expenses | $1,015 | $1,309 | $1,125 | $1,048 |
| Operating Expenses | $6,763 | $6,514 | $5,810 | $4,981 |
| Operating Income | $3,827 | $3,191 | $2,517 | $2,589 |
| % Margin | 36.1% | 33.7% | 28.2% | 32.5% |
| Other Income/Exp. Net | -$310 | -$1,079 | $0 | $0 |
| Pre-Tax Income | $3,517 | $3,191 | $2,517 | $2,589 |
| Tax Expense | $738 | $669 | $526 | $543 |
| Net Income | $2,779 | $2,522 | $1,991 | $2,046 |
| % Margin | 26.2% | 26.6% | 22.3% | 25.7% |
| EPS | 3.17 | 2.89 | 2.29 | 2.36 |
| % Growth | 9.7% | 26.2% | -3% | – |
| EPS Diluted | 3.17 | 2.89 | 2.29 | 2.36 |
| Weighted Avg Shares Out | 878 | 873 | 868 | 868 |
| Weighted Avg Shares Out Dil | 878 | 873 | 868 | 868 |
| Supplemental Information | – | – | – | – |
| Interest Income | $13,689 | $12,180 | $8,428 | $7,360 |
| Interest Expense | $3,888 | $2,968 | $611 | $401 |
| Depreciation & Amortization | $193 | $145 | $173 | $171 |
| EBITDA | $0 | $3,336 | $2,690 | $2,760 |
| % Margin | 0% | 35.2% | 30.1% | 34.6% |