Høland og Setskog Sparebank
HSPG.OL · OSL
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | NOK 132,083 | NOK 144,866 | NOK 126,477 | NOK 133,661 |
| % Growth | -8.8% | 14.5% | -5.4% | – |
| Cost of Goods Sold | NOK 86,726 | NOK 86,765 | NOK 84,443 | NOK 82,782 |
| Gross Profit | NOK 45,357 | NOK 58,101 | NOK 42,034 | NOK 50,879 |
| % Margin | 34.3% | 40.1% | 33.2% | 38.1% |
| R&D Expenses | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| G&A Expenses | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| SG&A Expenses | NOK 0 | NOK 0 | NOK 13,425 | NOK 0 |
| Sales & Mktg Exp. | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| Other Operating Expenses | NOK 36,857 | NOK 37,009 | NOK 12,954 | NOK 30,547 |
| Operating Expenses | NOK 36,857 | NOK 37,009 | NOK 26,379 | NOK 30,547 |
| Operating Income | NOK 8,500 | NOK 21,092 | NOK 15,655 | NOK 20,332 |
| % Margin | 6.4% | 14.6% | 12.4% | 15.2% |
| Other Income/Exp. Net | NOK 0 | NOK 0 | NOK 0 | NOK 0 |
| Pre-Tax Income | NOK 8,500 | NOK 21,092 | NOK 15,655 | NOK 20,332 |
| Tax Expense | NOK 2,200 | NOK 2,100 | NOK 4,100 | NOK 3,874 |
| Net Income | NOK 885 | NOK 18,992 | NOK 11,555 | NOK 16,458 |
| % Margin | 0.7% | 13.1% | 9.1% | 12.3% |
| EPS | 1.29 | 2.78 | 1.83 | 2.95 |
| % Growth | -53.6% | 51.9% | -38% | – |
| EPS Diluted | 1.29 | 2.78 | 1.83 | 2.95 |
| Weighted Avg Shares Out | 688 | 688 | 688 | 688 |
| Weighted Avg Shares Out Dil | 688 | 688 | 688 | 688 |
| Supplemental Information | – | – | – | – |
| Interest Income | NOK 119,601 | NOK 118,706 | NOK 113,563 | NOK 116,148 |
| Interest Expense | NOK 86,726 | NOK 86,765 | NOK 84,443 | NOK 82,782 |
| Depreciation & Amortization | NOK 2,929 | NOK 2,601 | NOK 1,701 | NOK 1,191 |
| EBITDA | NOK 11,429 | NOK 23,693 | NOK 17,356 | NOK 21,523 |
| % Margin | 8.7% | 16.4% | 13.7% | 16.1% |