Harbor Bankshares Corporation
HRBK · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $24,670 | $26,489 | $16,740 | $17,574 |
| % Growth | -6.9% | 58.2% | -4.7% | – |
| Cost of Goods Sold | $0 | $2,988 | $2,117 | $1,932 |
| Gross Profit | $24,670 | $23,501 | $14,623 | $15,642 |
| % Margin | 100% | 88.7% | 87.4% | 89% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $2,056 | $2,011 | $1,013 | $1,470 |
| SG&A Expenses | $2,705 | $2,250 | $1,238 | $1,707 |
| Sales & Mktg Exp. | $650 | $239 | $225 | $237 |
| Other Operating Expenses | $16,769 | $16,674 | $13,176 | $11,122 |
| Operating Expenses | $19,475 | $18,924 | $14,414 | $12,828 |
| Operating Income | $5,195 | $4,577 | $209 | $2,813 |
| % Margin | 21.1% | 17.3% | 1.2% | 16% |
| Other Income/Exp. Net | -$750 | $0 | $0 | $0 |
| Pre-Tax Income | $4,445 | $4,577 | $209 | $2,813 |
| Tax Expense | $997 | -$2,640 | -$128 | $179 |
| Net Income | $3,448 | $7,217 | $337 | $2,635 |
| % Margin | 14% | 27.2% | 2% | 15% |
| EPS | 2.11 | 5.84 | 0.26 | 1.57 |
| % Growth | -63.9% | 2,146.2% | -83.4% | – |
| EPS Diluted | 2.11 | 5.84 | 0.26 | 1.57 |
| Weighted Avg Shares Out | 1,256 | 1,233 | 1,221 | 1,682 |
| Weighted Avg Shares Out Dil | 1,256 | 1,233 | 1,221 | 1,682 |
| Supplemental Information | – | – | – | – |
| Interest Income | $18,790 | $17,797 | $12,337 | $10,294 |
| Interest Expense | $2,928 | $2,988 | $2,117 | $1,932 |
| Depreciation & Amortization | $484 | $388 | $278 | $234 |
| EBITDA | $0 | $4,965 | $486 | $3,047 |
| % Margin | 0% | 18.7% | 2.9% | 17.3% |