Harbor Bankshares Corporation

HRBK · OTC
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9/30/2006
6/30/2006
3/31/2006
12/31/2005
Market Cap$19,439$19,006$17,270$17,191
- Cash$11,556$8,920$5,287$22,959
+ Debt$7,217$10,217$10,217$7,217
Enterprise Value$15,100$20,303$22,200$1,449
Revenue$2,753$1,957$1,776$1,659
% Growth40.7%10.2%7.1%
Gross Profit$932$409$375$423
% Margin33.9%20.9%21.1%25.5%
EBITDA$946$931$940$1,094
% Margin34.4%47.6%52.9%65.9%
Net Income$429$448$447$557
% Margin15.6%22.9%25.2%33.6%
EPS Diluted0.60.620.620.76
% Growth-3.2%0%-18.4%
Operating Cash Flow$960$170$438$953
Capital Expenditures-$283-$186-$246-$490
Free Cash Flow$677-$16$192$464