Harbor Bankshares Corporation
HRBK · OTC
9/30/2006 | 6/30/2006 | 3/31/2006 | 12/31/2005 | |
|---|---|---|---|---|
| Revenue | $2,753 | $1,957 | $1,776 | $1,659 |
| % Growth | 40.7% | 10.2% | 7.1% | – |
| Cost of Goods Sold | $1,821 | $1,548 | $1,401 | $1,236 |
| Gross Profit | $932 | $409 | $375 | $423 |
| % Margin | 33.9% | 20.9% | 21.1% | 25.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $1,116 | $1,158 | $1,186 | $1,117 |
| SG&A Expenses | $1,116 | $1,158 | $1,186 | $1,117 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | -$872 | -$1,437 | -$1,514 | -$1,560 |
| Operating Expenses | $244 | -$279 | -$328 | -$442 |
| Operating Income | $688 | $688 | $703 | $866 |
| % Margin | 25% | 35.2% | 39.6% | 52.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $688 | $688 | $703 | $866 |
| Tax Expense | $259 | $240 | $256 | $308 |
| Net Income | $429 | $448 | $447 | $557 |
| % Margin | 15.6% | 22.9% | 25.2% | 33.6% |
| EPS | 0.64 | 0.66 | 0.66 | 0.82 |
| % Growth | -3% | 0% | -19.5% | – |
| EPS Diluted | 0.6 | 0.62 | 0.62 | 0.76 |
| Weighted Avg Shares Out | 670 | 679 | 677 | 684 |
| Weighted Avg Shares Out Dil | 715 | 723 | 721 | 730 |
| Supplemental Information | – | – | – | – |
| Interest Income | $4,584 | $4,292 | $4,144 | $4,176 |
| Interest Expense | $1,760 | $1,468 | $1,346 | $1,176 |
| Depreciation & Amortization | $258 | $243 | $237 | $228 |
| EBITDA | $946 | $931 | $940 | $1,094 |
| % Margin | 34.4% | 47.6% | 52.9% | 65.9% |