HarborOne Bancorp, Inc.
HONE · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $313,698 | $283,369 | $225,477 | $237,059 |
| % Growth | 10.7% | 25.7% | -4.9% | – |
| Cost of Goods Sold | $154,033 | $122,697 | $28,604 | $5,267 |
| Gross Profit | $159,665 | $160,672 | $196,873 | $231,792 |
| % Margin | 50.9% | 56.7% | 87.3% | 97.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $78,364 | $77,402 | $84,718 | $103,262 |
| SG&A Expenses | $81,696 | $81,113 | $88,634 | $106,906 |
| Sales & Mktg Exp. | $3,332 | $3,711 | $3,916 | $3,644 |
| Other Operating Expenses | $43,712 | $54,434 | $46,510 | $44,434 |
| Operating Expenses | $125,408 | $135,547 | $135,144 | $151,340 |
| Operating Income | $34,257 | $25,125 | $61,729 | $80,452 |
| % Margin | 10.9% | 8.9% | 27.4% | 33.9% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $34,257 | $25,125 | $61,729 | $80,452 |
| Tax Expense | $6,850 | $9,048 | $16,140 | $21,935 |
| Net Income | $27,407 | $16,077 | $45,589 | $58,517 |
| % Margin | 8.7% | 5.7% | 20.2% | 24.7% |
| EPS | 0.66 | 0.37 | 0.98 | 1.15 |
| % Growth | 78.4% | -62.2% | -14.8% | – |
| EPS Diluted | 0.66 | 0.37 | 0.97 | 1.14 |
| Weighted Avg Shares Out | 41,221 | 43,222 | 46,484 | 50,746 |
| Weighted Avg Shares Out Dil | 41,472 | 43,420 | 47,118 | 51,523 |
| Supplemental Information | – | – | – | – |
| Interest Income | $271,408 | $244,288 | $171,930 | $143,895 |
| Interest Expense | $145,756 | $117,017 | $22,944 | $12,525 |
| Depreciation & Amortization | $4,492 | $4,600 | $4,816 | $5,618 |
| EBITDA | $38,749 | $29,725 | $66,545 | $86,070 |
| % Margin | 12.4% | 10.5% | 29.5% | 36.3% |