Hingham Institution for Savings
HIFS · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $64,468 | $54,079 | $51,361 | $58,723 |
| % Growth | 19.2% | 5.3% | -12.5% | – |
| Cost of Goods Sold | $33,841 | $33,697 | $34,086 | $36,503 |
| Gross Profit | $30,627 | $20,396 | $17,285 | $22,220 |
| % Margin | 47.5% | 37.7% | 33.7% | 37.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $6,078 | $6,135 | $6,161 | $5,845 |
| SG&A Expenses | $6,187 | $6,357 | $6,297 | $5,998 |
| Sales & Mktg Exp. | $109 | $222 | $136 | $153 |
| Other Operating Expenses | $1,325 | $1,189 | $1,173 | $1,176 |
| Operating Expenses | $7,512 | $7,546 | $7,470 | $7,174 |
| Operating Income | $23,115 | $12,850 | $9,815 | $15,046 |
| % Margin | 35.9% | 23.8% | 19.1% | 25.6% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $23,115 | $12,850 | $9,815 | $15,046 |
| Tax Expense | $5,820 | $3,436 | $2,691 | $3,671 |
| Net Income | $17,295 | $9,414 | $7,124 | $11,375 |
| % Margin | 26.8% | 17.4% | 13.9% | 19.4% |
| EPS | 7.93 | 4.32 | 3.27 | 5.22 |
| % Growth | 83.6% | 32.1% | -37.4% | – |
| EPS Diluted | 7.85 | 4.28 | 3.24 | 5.18 |
| Weighted Avg Shares Out | 2,181 | 2,181 | 2,180 | 2,180 |
| Weighted Avg Shares Out Dil | 2,204 | 2,200 | 2,201 | 2,202 |
| Supplemental Information | – | – | – | – |
| Interest Income | $52,909 | $51,286 | $49,822 | $49,944 |
| Interest Expense | $33,566 | $33,247 | $33,786 | $36,503 |
| Depreciation & Amortization | $190 | $188 | $183 | $184 |
| EBITDA | $23,305 | $13,038 | $9,998 | $15,230 |
| % Margin | 36.1% | 24.1% | 19.5% | 25.9% |