Harford Bank
HFBK · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $6,964 | $6,458 | $5,126 | $5,341 |
| Dep. & Amort. | $464 | $540 | $546 | $507 |
| Deferred Tax | $0 | -$442 | $14 | $3,198 |
| Stock-Based Comp. | $48 | $60 | $56 | $43 |
| Change in WC | -$322 | -$112 | -$40 | $350 |
| Other Non-Cash | $255 | $790 | $953 | -$134 |
| Operating Cash Flow | $7,409 | $7,294 | $6,655 | $9,306 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$364 | -$142 | -$223 | -$1,814 |
| Net Acquisitions | $0 | $2,375 | $0 | -$5,436 |
| Inv. Purchases | -$17,467 | $0 | -$28,628 | -$79,034 |
| Inv. Sales/Matur. | $23,020 | $13,180 | $13,738 | $20,240 |
| Other Inv. Act. | $12,849 | -$81,512 | -$61,045 | $97 |
| Investing Cash Flow | $18,038 | -$66,099 | -$76,157 | -$65,947 |
| Financing Activities | – | – | – | – |
| Debt Repay. | -$48,000 | $48,000 | $0 | $0 |
| Stock Issued | $0 | $0 | $0 | $0 |
| Stock Repurch. | -$202 | -$221 | -$107 | -$160 |
| Dividends Paid | -$1,367 | -$1,298 | -$1,125 | -$1,470 |
| Other Fin. Act. | $89,676 | $15,882 | $16,747 | $85,103 |
| Financing Cash Flow | $40,106 | $62,363 | $15,516 | $83,473 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | $65,553 | $3,558 | -$53,987 | $26,831 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $32,003 | $28,444 | $82,431 | $55,600 |
| End Cash | $97,556 | $32,003 | $28,444 | $82,431 |
| Free Cash Flow | $7,045 | $7,152 | $6,432 | $7,491 |