Harford Bank
HFBK · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $10 | $10 | $9 | $9 |
| % Growth | 0.6% | 5.6% | -4.7% | – |
| Cost of Goods Sold | $3 | $3 | $3 | $3 |
| Gross Profit | $7 | $6 | $6 | $7 |
| % Margin | 69.2% | 66.8% | 67% | 72.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $3 | $3 | $3 | $3 |
| SG&A Expenses | $3 | $3 | $3 | $3 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $0 |
| Other Operating Expenses | $1 | $1 | $1 | $1 |
| Operating Expenses | $4 | $4 | $4 | $4 |
| Operating Income | $2 | $2 | $2 | $3 |
| % Margin | 25.4% | 23% | 21.7% | 31.5% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $2 | $2 | $2 | $3 |
| Tax Expense | $1 | $0 | $0 | $1 |
| Net Income | $2 | $2 | $2 | $2 |
| % Margin | 19.6% | 18% | 16.9% | 24.1% |
| EPS | 1.25 | 1.14 | 1.02 | 1.53 |
| % Growth | 9.6% | 11.8% | -33.3% | – |
| EPS Diluted | 1.24 | 1.14 | 1.01 | 1.53 |
| Weighted Avg Shares Out | 2 | 1 | 1 | 1 |
| Weighted Avg Shares Out Dil | 2 | 2 | 2 | 1 |
| Supplemental Information | – | – | – | – |
| Interest Income | $9 | $9 | $9 | $9 |
| Interest Expense | $3 | $3 | $3 | $3 |
| Depreciation & Amortization | $0 | $0 | $0 | $0 |
| EBITDA | $3 | $2 | $2 | $3 |
| % Margin | 26.6% | 24% | 22.7% | 32.6% |