Harford Bank
HFBK · OTC
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $1,876 | $1,715 | $1,526 | $2,285 |
| Dep. & Amort. | $107 | $96 | $97 | $105 |
| Deferred Tax | $0 | $0 | $0 | $0 |
| Stock-Based Comp. | $0 | $0 | $0 | $0 |
| Change in WC | -$581 | -$153 | -$11 | $254 |
| Other Non-Cash | $120 | $220 | $172 | -$243 |
| Operating Cash Flow | $1,521 | $1,878 | $1,783 | $2,402 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$165 | -$64 | -$59 | -$51 |
| Net Acquisitions | $0 | $0 | $0 | $0 |
| Inv. Purchases | -$15,812 | -$7,848 | -$5,483 | -$15,914 |
| Inv. Sales/Matur. | $6,171 | $2,401 | $10,783 | $5,186 |
| Other Inv. Act. | -$5,823 | -$6,488 | $9,682 | $7,665 |
| Investing Cash Flow | -$15,629 | -$12,000 | $14,923 | -$3,113 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | $0 | $0 | -$17,000 |
| Stock Issued | $19 | $85 | $44 | $0 |
| Stock Repurch. | $0 | $0 | $0 | -$71 |
| Dividends Paid | -$361 | -$360 | -$358 | -$343 |
| Other Fin. Act. | $5,255 | $6,590 | $5,700 | $16,657 |
| Financing Cash Flow | $4,914 | $6,315 | $5,386 | -$757 |
| Forex Effect | $0 | $0 | $0 | $0 |
| Net Chg. in Cash | -$9,194 | -$3,806 | $22,092 | -$1,469 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $115,841 | $119,648 | $97,556 | $99,025 |
| End Cash | $106,647 | $115,841 | $119,648 | $97,556 |
| Free Cash Flow | $1,356 | $1,814 | $1,724 | $2,351 |