HBT Financial, Inc.

HBT · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$74$73$72$74
% Growth1.2%1.4%-2.3%
Cost of Goods Sold$15$15$15$16
Gross Profit$59$58$57$58
% Margin79.8%79.8%79.2%78.1%
R&D Expenses$0$0$0$0
G&A Expenses$20$16$21$19
SG&A Expenses$21$17$22$20
Sales & Mktg Exp.$1$1$1$1
Other Operating Expenses$11$14$10$10
Operating Expenses$32$32$32$30
Operating Income$27$26$26$27
% Margin36.2%36.1%35.4%37.1%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$27$26$26$27
Tax Expense$7$7$6$7
Net Income$20$19$19$20
% Margin26.7%26.3%26.5%27.5%
EPS0.630.610.60.64
% Growth3.3%1.7%-6.3%
EPS Diluted0.630.610.60.64
Weighted Avg Shares Out31323232
Weighted Avg Shares Out Dil31323232
Supplemental Information
Interest Income$64$64$63$63
Interest Expense$14$14$14$15
Depreciation & Amortization$2$1$1$1
EBITDA$28$28$27$29
% Margin38.2%38.1%37.4%39.1%