Habersham Bancorp

HABC · OTC
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12/31/2009
12/31/2008
12/31/2007
12/31/2006
Revenue$24,242$30,259$40,155$38,116
% Growth-19.9%-24.6%5.4%
Cost of Goods Sold$25,224$30,357$17,522$13,218
Gross Profit-$982-$98$22,633$24,898
% Margin-4.1%-0.3%56.4%65.3%
R&D Expenses$0$0$0$0
G&A Expenses$9,014$11,046$10,544$9,780
SG&A Expenses$9,014$11,046$11,266$9,780
Sales & Mktg Exp.$0$0$722$0
Other Operating Expenses$12,352$11,545$7,406$7,414
Operating Expenses$21,366$22,590$18,672$17,194
Operating Income-$22,348-$22,688$3,961$7,705
% Margin-92.2%-75%9.9%20.2%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income-$22,348-$22,688$3,961$7,705
Tax Expense$3,781-$7,839$1,020$2,412
Net Income-$26,128-$14,849$2,941$5,293
% Margin-107.8%-49.1%7.3%13.9%
EPS-9.34-5.2711.8
% Growth-77.2%-627%-44.4%
EPS Diluted-9.34-5.2711.77
Weighted Avg Shares Out2,8192,8192,9422,943
Weighted Avg Shares Out Dil2,8192,8192,9532,983
Supplemental Information
Interest Income$20,386$26,135$36,376$34,460
Interest Expense$11,748$14,336$16,847$13,218
Depreciation & Amortization$1,153$1,172$1,314$1,249
EBITDA-$21,195-$21,516$5,275$7,621
% Margin-87.4%-71.1%13.1%20%