Habersham Bancorp

HABC · OTC
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9/30/2010
6/30/2010
3/31/2010
12/31/2009
Revenue$4,720$5,192$5,359$5,272
% Growth-9.1%-3.1%1.6%
Cost of Goods Sold$2,164$3,905$4,386$5,378
Gross Profit$2,556$1,287$973-$106
% Margin54.2%24.8%18.2%-2%
R&D Expenses$0$0$0$0
G&A Expenses$2,138$2,101$1,814-$2,969
SG&A Expenses$2,138$2,101$1,814-$2,969
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$1,857$1,752$1,630$9,768
Operating Expenses$3,995$3,853$3,444$6,799
Operating Income-$1,439-$2,566-$2,471-$6,905
% Margin-30.5%-49.4%-46.1%-131%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income-$1,439-$2,566-$2,471-$6,905
Tax Expense$0$0$0$10,000
Net Income-$1,439-$2,566-$2,471-$16,904
% Margin-30.5%-49.4%-46.1%-320.6%
EPS-0.51-0.91-0.88-6
% Growth44%-3.4%85.3%
EPS Diluted-0.51-0.91-0.88-6
Weighted Avg Shares Out2,8192,8192,8192,819
Weighted Avg Shares Out Dil2,8192,8192,8192,819
Supplemental Information
Interest Income$3,569$4,106$4,410$4,240
Interest Expense$1,415$1,614$1,986$2,382
Depreciation & Amortization$0$0$0$0
EBITDA-$1,439-$2,566-$2,471-$6,905
% Margin-30.5%-49.4%-46.1%-131%