Guaranty Bancshares, Inc.

GNTY · NASDAQ
Analyze with AI
6/30/2025
3/31/2025
12/31/2024
9/30/2024
Revenue$46,711$44,555$46,169$44,796
% Growth4.8%-3.5%3.1%
Cost of Goods Sold$13,487$13,257$14,791$15,742
Gross Profit$33,224$31,298$31,378$29,054
% Margin71.1%70.2%68%64.9%
R&D Expenses$0$0$0$0
G&A Expenses$12,410$12,778$11,553$12,133
SG&A Expenses$12,698$12,967$11,820$12,372
Sales & Mktg Exp.$288$189$267$239
Other Operating Expenses$8,008$7,481$7,241$7,515
Operating Expenses$20,706$20,448$19,061$19,887
Operating Income$12,518$10,850$12,317$9,167
% Margin26.8%24.4%26.7%20.5%
Other Income/Exp. Net$0$0$0$0
Pre-Tax Income$12,518$10,850$12,317$9,167
Tax Expense$2,535$2,227$2,309$1,788
Net Income$10,002$8,640$10,017$7,397
% Margin21.4%19.4%21.7%16.5%
EPS0.880.760.880.65
% Growth15.8%-13.6%35.4%
EPS Diluted0.870.750.870.65
Weighted Avg Shares Out11,34311,40411,42211,383
Weighted Avg Shares Out Dil11,43311,48711,45711,443
Supplemental Information
Interest Income$41,151$40,283$41,262$40,433
Interest Expense$13,487$13,557$15,041$16,242
Depreciation & Amortization$1,243$1,294$1,402$1,223
EBITDA$13,761$12,144$13,719$10,390
% Margin29.5%27.3%29.7%23.2%