Five Star Bancorp
FSBC · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $66,494 | $61,967 | $58,127 | $59,090 |
| % Growth | 7.3% | 6.6% | -1.6% | – |
| Cost of Goods Sold | $27,997 | $26,565 | $25,010 | $25,556 |
| Gross Profit | $38,497 | $35,402 | $33,117 | $33,534 |
| % Margin | 57.9% | 57.1% | 57% | 56.8% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $10,216 | $9,380 | $9,589 | $8,800 |
| SG&A Expenses | $11,019 | $10,245 | $10,111 | $9,552 |
| Sales & Mktg Exp. | $803 | $865 | $522 | $752 |
| Other Operating Expenses | $5,244 | $5,058 | $4,615 | $4,615 |
| Operating Expenses | $16,263 | $15,303 | $14,726 | $14,167 |
| Operating Income | $22,234 | $20,099 | $18,391 | $19,367 |
| % Margin | 33.4% | 32.4% | 31.6% | 32.8% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $22,234 | $20,099 | $18,391 | $19,367 |
| Tax Expense | $5,890 | $5,591 | $5,280 | $6,050 |
| Net Income | $16,344 | $14,508 | $13,111 | $13,317 |
| % Margin | 24.6% | 23.4% | 22.6% | 22.5% |
| EPS | 0.77 | 0.68 | 0.62 | 0.63 |
| % Growth | 13.2% | 9.7% | -1.6% | – |
| EPS Diluted | 0.77 | 0.68 | 0.62 | 0.63 |
| Weighted Avg Shares Out | 21,232 | 21,226 | 21,210 | 21,182 |
| Weighted Avg Shares Out Dil | 21,282 | 21,269 | 21,254 | 21,235 |
| Supplemental Information | – | – | – | – |
| Interest Income | $64,845 | $60,580 | $57,087 | $57,745 |
| Interest Expense | $25,497 | $24,065 | $23,110 | $24,256 |
| Depreciation & Amortization | -$956 | $445 | $461 | $470 |
| EBITDA | $21,278 | $20,544 | $18,852 | $19,837 |
| % Margin | 32% | 33.2% | 32.4% | 33.6% |